Hurricane Sandy has left many in our region without power, and some area homeowners must now deal with damage from strong winds and flooding. One of the questions that inevitably comes up after a storm is whose responsibility it is to clean up and remove downed trees.
If it’s your neighbor’s tree, but it falls on your house, what does that mean for you?
“Generally speaking,” says WashingtonPost.com “House Lawyer” Harvey S. Jacobs, “trees that fall onto your land are your problem and may be covered by your homeowner’s insurance policy. This is true even if those trees are rooted on your neighbor’s property. You are responsible for costs of removing the downed tree on your property and for the damages that the tree caused. For this reason, it is essential that you consult your insurance agent to make sure your policy covers these casualties in amounts reasonably calculated to cover the costs of tree removal or restoration.”
To learn more about downed tree cleanup and responsibility, read the full text of Harvey’s Washington Post article, published in August.
We at MRIS sincerely hope that you and your families are safe and well, and our thoughts are with all who have been affected by Hurricane Sandy.